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What is the Role of a Public Adjuster in a Flood Insurance Claim in Mandeville, LA?

Filing a flood insurance claim after a disaster can be a complex process. In Mandeville, LA, where floods are a common occurrence, understanding the role of a public adjuster in your flood insurance claim can be beneficial. At Chabert Insurance of the Northshore, we’re here to help you navigate this process.

The Role of a Public Adjuster

A public adjuster is a professional who can help you with your insurance claim. They work for you, not the insurance company, and their goal is to help you get the maximum payout on your claim. They can assess the damage, help you understand your policy, and negotiate with the insurance company on your behalf.

Why Hire a Public Adjuster?

Hiring a public adjuster can be particularly beneficial if you have a large claim, or if the damage is complex and difficult to assess. They have the expertise to accurately estimate the cost of repairs and can help ensure you’re not overlooking any eligible damage. They can also save you time and stress by handling the negotiations with the insurance company.

How to Find a Public Adjuster

When looking for a public adjuster, it’s important to do your research. Look for someone with experience in flood insurance claims, and check their references and credentials. It’s also a good idea to interview a few different adjusters to find one you feel comfortable with.

At Chabert Insurance of the Northshore in Mandeville, LA, we’re committed to helping you understand your flood insurance coverage and the claims process. Contact us today to learn more about how a public adjuster can help with your flood insurance claim.

How Can I Get Flood Insurance?

Standard home insurance doesn’t cover damage from floods. If you live in a high-risk flood area, you may benefit from a flood insurance policy that would pay for repair and replacement in the event of a flood. Many private insurance carriers do not offer flood insurance.

Instead, flood insurance is provided through the National Flood Insurance Program. At Chabert Insurance of the Northshore, servicing Mandeville, LA, we can help you get flood insurance if you need it. Here’s what you need to know. 

Find A Good Insurance Agent

Getting an insurance policy through the National Flood Insurance Program starts with finding a good insurance agent. When you’re looking for an insurance agent, consider the following:

  • Communication. Does the insurance agent communicate with you clearly about insurance products to help you make informed decisions when shopping for insurance? 
  • Listening. Does the insurance agent listen to you about your budget and other considerations to help you find the right insurance product for your needs?
  • Dependability. Does the insurance agent return phone calls, get back to you quickly when you have a question, and does the agent do what they say they’ll do?

Finding the right insurance agent can help ensure that you’ll get the best policy for your needs and that if you ever need help with your flood policy, your agent will be there to offer that help. 

Read the Policy

Once your insurance agent can provide you with a flood insurance policy, review it carefully to ensure that it offers the level of coverage you need to be safe. Call Chabert Insurance of the Northshore, servicing Mandeville, LA, to learn more. 

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  • Louisiana
  • Mississippi